Call reports 2016
MARLIN BUSINESS BANK — 2016
What MARLIN BUSINESS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 777,862,000 | 814,394,000 | 844,154,000 | 871,692,000 |
| Total loans | 709,604,000 | 739,164,000 | 768,393,000 | 806,544,000 |
| Allowance for loan losses | 9,159,000 | 9,330,000 | 10,058,000 | 10,921,000 |
| Securities available for sale | 29,308,000 | 33,599,000 | 35,174,000 | 21,150,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 613,176,000 | 650,952,000 | 677,437,000 | 697,989,000 |
| Interest-bearing deposits | 612,721,000 | 650,429,000 | 676,920,000 | 697,357,000 |
| Noninterest-bearing deposits | 455,000 | 523,000 | 517,000 | 632,000 |
| Equity capital | 128,112,000 | 127,493,000 | 130,988,000 | 130,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 21,047,000 | 42,875,000 | 65,350,000 | 89,095,000 |
| Interest expense | 1,692,000 | 3,549,000 | 5,604,000 | 7,778,000 |
| Net interest income | 19,355,000 | 39,326,000 | 59,746,000 | 81,317,000 |
| Noninterest income | 1,528,000 | 3,139,000 | 4,937,000 | 7,001,000 |
| Noninterest expense | 10,174,000 | 23,996,000 | 37,060,000 | 51,331,000 |
| Provision for loan losses | 3,226,000 | 5,869,000 | 9,116,000 | 12,673,000 |
| Pretax income | 7,483,000 | 12,600,000 | 18,507,000 | 24,314,000 |
| Income tax | 2,849,000 | 4,810,000 | 7,242,000 | 9,468,000 |
| Net income | 4,634,000 | 7,790,000 | 11,265,000 | 14,846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,146,000 | 127,514,000 | 130,982,000 | 130,697,000 |
| Total capital | 137,180,000 | 136,843,000 | 140,773,000 | 140,950,000 |
| Risk-weighted assets | 722,623,000 | 755,155,000 | 783,067,000 | 819,627,000 |