Call reports 2015
MARLIN BUSINESS BANK — 2015
What MARLIN BUSINESS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 712,870,000 | 713,692,000 | 733,615,000 | 754,634,000 |
| Total loans | 628,193,000 | 643,081,000 | 663,708,000 | 688,026,000 |
| Allowance for loan losses | 9,053,000 | 8,532,000 | 8,436,000 | 8,275,000 |
| Securities available for sale | 32,882,000 | 20,433,000 | 29,490,000 | 22,542,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 558,277,000 | 554,645,000 | 580,135,000 | 588,428,000 |
| Interest-bearing deposits | 557,835,000 | 554,190,000 | 579,624,000 | 587,940,000 |
| Noninterest-bearing deposits | 442,000 | 455,000 | 511,000 | 488,000 |
| Equity capital | 121,306,000 | 126,292,000 | 118,768,000 | 123,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 19,805,000 | 39,346,000 | 59,400,000 | 79,551,000 |
| Interest expense | 1,318,000 | 2,654,000 | 4,088,000 | 5,697,000 |
| Net interest income | 18,487,000 | 36,692,000 | 55,312,000 | 73,854,000 |
| Noninterest income | 1,363,000 | 2,716,000 | 4,227,000 | 5,734,000 |
| Noninterest expense | 7,878,000 | 16,910,000 | 26,258,000 | 36,877,000 |
| Provision for loan losses | 3,309,000 | 5,710,000 | 7,643,000 | 10,143,000 |
| Pretax income | 8,663,000 | 16,788,000 | 25,638,000 | 32,568,000 |
| Income tax | 3,317,000 | 6,416,000 | 9,840,000 | 12,038,000 |
| Net income | 5,346,000 | 10,372,000 | 15,798,000 | 20,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,327,000 | 126,326,000 | 118,773,000 | 123,483,000 |
| Total capital | 129,360,000 | 134,541,000 | 127,209,000 | 131,757,000 |
| Risk-weighted assets | 641,641,000 | 656,854,000 | 679,741,000 | 704,134,000 |