Call reports 2022
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2022
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 46,939,000 | 46,470,000 | 48,507,000 | 48,082,000 |
| Total loans | 37,325,000 | 36,776,000 | 37,929,000 | 38,237,000 |
| Allowance for loan losses | 215,000 | 215,000 | 215,000 | 217,000 |
| Securities available for sale | 4,208,000 | 3,876,000 | 3,491,000 | 3,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,447,000 | 39,144,000 | 41,400,000 | 40,978,000 |
| Interest-bearing deposits | 39,392,000 | 39,127,000 | 41,295,000 | 40,750,000 |
| Noninterest-bearing deposits | 55,000 | 17,000 | 105,000 | 228,000 |
| Equity capital | 7,451,000 | 7,270,000 | 7,092,000 | 7,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 380,000 | 765,000 | 1,167,000 | 1,600,000 |
| Interest expense | 121,000 | 244,000 | 396,000 | 601,000 |
| Net interest income | 259,000 | 521,000 | 771,000 | 999,000 |
| Noninterest income | 10,000 | 11,000 | 12,000 | 19,000 |
| Noninterest expense | 159,000 | 331,000 | 553,000 | 803,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 7,000 |
| Pretax income | 100,000 | 189,000 | 218,000 | 200,000 |
| Income tax | 26,000 | 37,000 | 40,000 | 34,000 |
| Net income | 74,000 | 152,000 | 178,000 | 166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,452,000 | 7,271,000 | 7,934,000 | 7,922,000 |