Call reports 2020
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2020
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 43,948,000 | 44,260,000 | 45,518,000 | 46,224,000 |
| Total loans | 30,033,000 | 30,407,000 | 30,433,000 | 31,904,000 |
| Allowance for loan losses | 153,000 | 159,000 | 176,000 | 176,000 |
| Securities available for sale | 5,215,000 | 3,996,000 | 4,717,000 | 6,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,596,000 | 36,689,000 | 37,954,000 | 38,561,000 |
| Interest-bearing deposits | 36,573,000 | 36,667,000 | 37,935,000 | 38,443,000 |
| Noninterest-bearing deposits | 23,000 | 22,000 | 19,000 | 118,000 |
| Equity capital | 7,309,000 | 7,461,000 | 7,488,000 | 7,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 395,000 | 785,000 | 1,187,000 | 1,579,000 |
| Interest expense | 215,000 | 404,000 | 567,000 | 712,000 |
| Net interest income | 180,000 | 381,000 | 620,000 | 867,000 |
| Noninterest income | 2,000 | 3,000 | 4,000 | 4,000 |
| Noninterest expense | 150,000 | 288,000 | 440,000 | 636,000 |
| Provision for loan losses | 6,000 | 12,000 | 29,000 | 29,000 |
| Pretax income | 30,000 | 118,000 | 218,000 | 282,000 |
| Income tax | -7,000 | 22,000 | 44,000 | 60,000 |
| Net income | 37,000 | 96,000 | 174,000 | 222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,309,000 | 7,452,000 | 7,481,000 | 7,560,000 |