Call reports 2019
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2019
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 41,096,000 | 42,161,000 | 43,270,000 | 43,503,000 |
| Total loans | 28,468,000 | 28,808,000 | 29,170,000 | 30,285,000 |
| Allowance for loan losses | 126,000 | 134,000 | 143,000 | 147,000 |
| Securities available for sale | 3,779,000 | 3,694,000 | 5,032,000 | 5,383,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,829,000 | 34,803,000 | 35,957,000 | 36,197,000 |
| Interest-bearing deposits | 33,707,000 | 34,697,000 | 35,918,000 | 36,168,000 |
| Noninterest-bearing deposits | 122,000 | 106,000 | 39,000 | 29,000 |
| Equity capital | 7,209,000 | 7,274,000 | 7,291,000 | 7,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 394,000 | 802,000 | 1,206,000 | 1,604,000 |
| Interest expense | 178,000 | 377,000 | 593,000 | 813,000 |
| Net interest income | 216,000 | 425,000 | 613,000 | 791,000 |
| Noninterest income | 6,000 | 10,000 | 12,000 | 12,000 |
| Noninterest expense | 147,000 | 283,000 | 458,000 | 634,000 |
| Provision for loan losses | 4,000 | 12,000 | 21,000 | 32,000 |
| Pretax income | 71,000 | 156,000 | 162,000 | 153,000 |
| Income tax | 17,000 | 38,000 | 39,000 | 36,000 |
| Net income | 54,000 | 118,000 | 123,000 | 117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,249,000 | 7,247,000 | 7,311,000 | 7,276,000 |
| Total capital | 7,375,000 | 7,381,000 | 7,454,000 | 7,423,000 |
| Risk-weighted assets | 16,903,000 | 17,203,000 | 17,011,000 | 17,098,000 |