Call reports 2018
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2018
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 36,079,000 | 35,813,000 | 36,800,000 | 38,498,000 |
| Total loans | 24,699,000 | 25,122,000 | 26,060,000 | 27,876,000 |
| Allowance for loan losses | 117,000 | 117,000 | 117,000 | 122,000 |
| Securities available for sale | 4,203,000 | 4,055,000 | 3,900,000 | 3,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,054,000 | 28,684,000 | 29,723,000 | 31,330,000 |
| Interest-bearing deposits | 29,050,000 | 28,675,000 | 29,719,000 | 31,326,000 |
| Noninterest-bearing deposits | 4,000 | 9,000 | 4,000 | 4,000 |
| Equity capital | 6,996,000 | 7,055,000 | 7,053,000 | 7,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 323,000 | 673,000 | 1,010,000 | 1,376,000 |
| Interest expense | 99,000 | 206,000 | 330,000 | 476,000 |
| Net interest income | 224,000 | 467,000 | 680,000 | 900,000 |
| Noninterest income | 1,000 | 1,000 | 1,000 | 11,000 |
| Noninterest expense | 147,000 | 283,000 | 426,000 | 596,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 78,000 | 185,000 | 255,000 | 303,000 |
| Income tax | 28,000 | 68,000 | 92,000 | 104,000 |
| Net income | 50,000 | 117,000 | 163,000 | 199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,996,000 | 7,102,000 | 7,154,000 | 7,188,000 |
| Total capital | 7,113,000 | 7,219,000 | 7,271,000 | 7,310,000 |
| Risk-weighted assets | 14,517,000 | 14,858,000 | 14,663,000 | 15,466,000 |