Call reports 2017
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2017
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 33,339,000 | 32,943,000 | 35,399,000 | 36,290,000 |
| Total loans | 22,106,000 | 22,934,000 | 23,564,000 | 24,894,000 |
| Allowance for loan losses | 117,000 | 117,000 | 117,000 | 117,000 |
| Securities available for sale | 5,283,000 | 5,239,000 | 4,552,000 | 4,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,455,000 | 25,903,000 | 28,376,000 | 29,255,000 |
| Interest-bearing deposits | 26,453,000 | 25,903,000 | 28,374,000 | 29,248,000 |
| Noninterest-bearing deposits | 2,000 | 1,000 | 2,000 | 7,000 |
| Equity capital | 6,825,000 | 6,919,000 | 6,973,000 | 6,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 276,000 | 565,000 | 886,000 | 1,205,000 |
| Interest expense | 68,000 | 136,000 | 220,000 | 315,000 |
| Net interest income | 208,000 | 429,000 | 666,000 | 890,000 |
| Noninterest income | 2,000 | 5,000 | 5,000 | 13,000 |
| Noninterest expense | 148,000 | 289,000 | 468,000 | 658,000 |
| Provision for loan losses | 0 | 0 | 12,000 | 12,000 |
| Pretax income | 62,000 | 145,000 | 191,000 | 233,000 |
| Income tax | 20,000 | 50,000 | 64,000 | 77,000 |
| Net income | 42,000 | 95,000 | 127,000 | 156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,825,000 | 6,919,000 | 6,973,000 | 6,976,000 |
| Total capital | 6,942,000 | 7,036,000 | 7,090,000 | 7,093,000 |
| Risk-weighted assets | 14,802,000 | 15,335,000 | 17,282,000 | 15,029,000 |