Call reports 2016
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2016
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 30,428,000 | 31,938,000 | 32,367,000 | 33,164,000 |
| Total loans | 20,429,000 | 20,745,000 | 21,006,000 | 21,665,000 |
| Allowance for loan losses | 117,000 | 117,000 | 117,000 | 117,000 |
| Securities available for sale | 5,734,000 | 5,173,000 | 3,741,000 | 5,390,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,721,000 | 25,123,000 | 25,553,000 | 26,328,000 |
| Interest-bearing deposits | 23,720,000 | 25,122,000 | 25,551,000 | 26,325,000 |
| Noninterest-bearing deposits | 1,000 | 1,000 | 2,000 | 3,000 |
| Equity capital | 6,662,000 | 6,752,000 | 6,786,000 | 6,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 255,000 | 518,000 | 779,000 | 1,045,000 |
| Interest expense | 55,000 | 117,000 | 181,000 | 249,000 |
| Net interest income | 200,000 | 401,000 | 598,000 | 796,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 151,000 | 285,000 | 445,000 | 602,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 6,000 |
| Pretax income | 43,000 | 110,000 | 147,000 | 188,000 |
| Income tax | 13,000 | 36,000 | 47,000 | 60,000 |
| Net income | 30,000 | 74,000 | 100,000 | 128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,721,000 | 6,765,000 | 6,791,000 | 6,792,000 |
| Total capital | 6,838,000 | 6,882,000 | 6,908,000 | 6,909,000 |
| Risk-weighted assets | 12,848,000 | 13,166,000 | 13,424,000 | 13,617,000 |