Call reports 2015
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2015
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 30,268,000 | 30,290,000 | 30,987,000 | 30,009,000 |
| Total loans | 18,939,000 | 19,200,000 | 19,955,000 | 20,317,000 |
| Allowance for loan losses | 111,000 | 111,000 | 111,000 | 111,000 |
| Securities available for sale | 3,711,000 | 4,695,000 | 5,057,000 | 6,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,657,000 | 23,657,000 | 24,331,000 | 23,337,000 |
| Interest-bearing deposits | 23,656,000 | 23,620,000 | 24,310,000 | 23,335,000 |
| Noninterest-bearing deposits | 1,000 | 37,000 | 21,000 | 2,000 |
| Equity capital | 6,568,000 | 6,571,000 | 6,626,000 | 6,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 239,000 | 469,000 | 711,000 | 962,000 |
| Interest expense | 44,000 | 92,000 | 142,000 | 197,000 |
| Net interest income | 195,000 | 377,000 | 569,000 | 765,000 |
| Noninterest income | 0 | 8,000 | 8,000 | 8,000 |
| Noninterest expense | 152,000 | 294,000 | 457,000 | 631,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 28,000 | 76,000 | 105,000 | 127,000 |
| Income tax | 7,000 | 22,000 | 29,000 | 33,000 |
| Net income | 21,000 | 54,000 | 76,000 | 94,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,619,000 | 6,652,000 | 6,673,000 | 6,689,000 |
| Total capital | 6,730,000 | 6,763,000 | 6,784,000 | 6,800,000 |
| Risk-weighted assets | 11,500,000 | 11,736,000 | 12,478,000 | 12,884,000 |