Call reports 2015
WEST LIBERTY STATE BANK — 2015
What WEST LIBERTY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 |
|---|---|
| Total assets | 89,692,000 |
| Total loans | 25,039,000 |
| Allowance for loan losses | 302,000 |
| Securities available for sale | 59,291,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 73,172,000 |
| Interest-bearing deposits | 61,975,000 |
| Noninterest-bearing deposits | 11,197,000 |
| Equity capital | 12,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 |
|---|---|
| Interest income | 678,000 |
| Interest expense | 113,000 |
| Net interest income | 565,000 |
| Noninterest income | 58,000 |
| Noninterest expense | 358,000 |
| Provision for loan losses | 8,000 |
| Pretax income | 264,000 |
| Income tax | 13,000 |
| Net income | 251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 |
|---|---|
| Tier 1 capital | 9,382,000 |
| Total capital | 9,684,000 |
| Risk-weighted assets | 34,429,000 |