Call reports 2025
STOUGHTON CO-OPERATIVE BANK — 2025
What STOUGHTON CO-OPERATIVE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 133,301,000 | 131,415,000 | 135,013,000 | 135,259,000 |
| Total loans | 107,260,000 | 107,168,000 | 108,570,000 | 109,788,000 |
| Allowance for loan losses | 734,000 | 734,000 | 734,000 | 734,000 |
| Securities available for sale | 13,306,000 | 13,032,000 | 12,944,000 | 12,092,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,539,000 | 116,459,000 | 117,612,000 | 117,654,000 |
| Interest-bearing deposits | 113,343,000 | 109,888,000 | 110,933,000 | 109,736,000 |
| Noninterest-bearing deposits | 5,196,000 | 6,571,000 | 6,679,000 | 7,918,000 |
| Equity capital | 11,499,000 | 11,648,000 | 12,166,000 | 12,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,391,000 | 2,849,000 | 4,320,000 | 5,885,000 |
| Interest expense | 591,000 | 1,170,000 | 1,767,000 | 2,366,000 |
| Net interest income | 800,000 | 1,679,000 | 2,553,000 | 3,519,000 |
| Noninterest income | 61,000 | 115,000 | 177,000 | 216,000 |
| Noninterest expense | 647,000 | 1,330,000 | 2,054,000 | 2,867,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 214,000 | 464,000 | 676,000 | 868,000 |
| Income tax | 48,000 | 109,000 | 150,000 | 193,000 |
| Net income | 166,000 | 355,000 | 526,000 | 675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,571,000 | 12,761,000 | 12,932,000 | 13,080,000 |