Call reports 2024
STOUGHTON CO-OPERATIVE BANK — 2024
What STOUGHTON CO-OPERATIVE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 126,198,000 | 126,389,000 | 130,329,000 | 131,199,000 |
| Total loans | 100,852,000 | 101,458,000 | 102,865,000 | 102,871,000 |
| Allowance for loan losses | 674,000 | 674,000 | 674,000 | 734,000 |
| Securities available for sale | 12,830,000 | 12,626,000 | 12,873,000 | 13,537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,324,000 | 113,414,000 | 115,870,000 | 116,924,000 |
| Interest-bearing deposits | 107,263,000 | 107,744,000 | 110,563,000 | 111,728,000 |
| Noninterest-bearing deposits | 6,061,000 | 5,670,000 | 5,307,000 | 5,196,000 |
| Equity capital | 10,709,000 | 10,788,000 | 11,246,000 | 11,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,218,000 | 2,488,000 | 3,797,000 | 5,179,000 |
| Interest expense | 517,000 | 1,086,000 | 1,694,000 | 2,338,000 |
| Net interest income | 701,000 | 1,402,000 | 2,103,000 | 2,841,000 |
| Noninterest income | 65,000 | 127,000 | 189,000 | 692,000 |
| Noninterest expense | 705,000 | 1,457,000 | 2,150,000 | 2,864,000 |
| Provision for loan losses | 0 | 0 | 0 | 60,000 |
| Pretax income | 61,000 | 72,000 | 142,000 | 249,000 |
| Income tax | 8,000 | -2,000 | 10,000 | 56,000 |
| Net income | 53,000 | 74,000 | 132,000 | 193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,264,000 | 12,285,000 | 12,343,000 | 12,404,000 |