Call reports 2022
STOUGHTON CO-OPERATIVE BANK — 2022
What STOUGHTON CO-OPERATIVE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 125,440,000 | 118,994,000 | 119,846,000 | 118,073,000 |
| Total loans | 97,016,000 | 95,503,000 | 96,794,000 | 98,558,000 |
| Allowance for loan losses | 674,000 | 674,000 | 674,000 | 674,000 |
| Securities available for sale | 15,582,000 | 14,459,000 | 15,002,000 | 14,236,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,298,000 | 108,643,000 | 109,511,000 | 107,669,000 |
| Interest-bearing deposits | 107,679,000 | 103,140,000 | 103,661,000 | 102,116,000 |
| Noninterest-bearing deposits | 6,619,000 | 5,503,000 | 5,850,000 | 5,553,000 |
| Equity capital | 10,928,000 | 10,157,000 | 10,148,000 | 10,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 878,000 | 1,750,000 | 2,708,000 | 3,681,000 |
| Interest expense | 93,000 | 167,000 | 245,000 | 363,000 |
| Net interest income | 785,000 | 1,583,000 | 2,463,000 | 3,318,000 |
| Noninterest income | 66,000 | 122,000 | 175,000 | 233,000 |
| Noninterest expense | 716,000 | 1,438,000 | 2,158,000 | 2,888,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 135,000 | 270,000 | 483,000 | 666,000 |
| Income tax | 27,000 | 56,000 | 107,000 | 150,000 |
| Net income | 108,000 | 214,000 | 376,000 | 516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,443,000 | 11,550,000 | 11,711,000 | 11,851,000 |