Call reports 2021
STOUGHTON CO-OPERATIVE BANK — 2021
What STOUGHTON CO-OPERATIVE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 125,436,000 | 126,294,000 | 125,786,000 | 126,261,000 |
| Total loans | 92,680,000 | 90,949,000 | 95,125,000 | 97,201,000 |
| Allowance for loan losses | 644,000 | 644,000 | 644,000 | 674,000 |
| Securities available for sale | 18,185,000 | 17,775,000 | 16,112,000 | 14,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,781,000 | 114,533,000 | 113,977,000 | 114,682,000 |
| Interest-bearing deposits | 108,785,000 | 109,764,000 | 108,874,000 | 108,751,000 |
| Noninterest-bearing deposits | 4,996,000 | 4,768,000 | 5,102,000 | 5,931,000 |
| Equity capital | 11,178,000 | 11,354,000 | 11,439,000 | 11,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 907,000 | 1,795,000 | 2,682,000 | 3,587,000 |
| Interest expense | 199,000 | 385,000 | 542,000 | 658,000 |
| Net interest income | 708,000 | 1,410,000 | 2,140,000 | 2,929,000 |
| Noninterest income | 165,000 | 277,000 | 339,000 | 398,000 |
| Noninterest expense | 693,000 | 1,376,000 | 2,058,000 | 2,782,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 180,000 | 311,000 | 474,000 | 598,000 |
| Income tax | 19,000 | 37,000 | 69,000 | 93,000 |
| Net income | 161,000 | 274,000 | 405,000 | 505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,991,000 | 11,104,000 | 11,235,000 | 11,328,000 |