Call reports 2020
STOUGHTON CO-OPERATIVE BANK — 2020
What STOUGHTON CO-OPERATIVE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 116,040,000 | 122,054,000 | 122,455,000 | 121,866,000 |
| Total loans | 85,690,000 | 87,108,000 | 88,287,000 | 91,674,000 |
| Allowance for loan losses | 644,000 | 644,000 | 644,000 | 644,000 |
| Securities available for sale | 20,183,000 | 21,456,000 | 19,416,000 | 19,784,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,769,000 | 110,829,000 | 111,012,000 | 110,201,000 |
| Interest-bearing deposits | 102,549,000 | 106,275,000 | 106,306,000 | 105,222,000 |
| Noninterest-bearing deposits | 3,220,000 | 4,554,000 | 4,706,000 | 4,979,000 |
| Equity capital | 9,851,000 | 10,836,000 | 11,020,000 | 11,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,193,000 | 2,083,000 | 3,014,000 | 3,923,000 |
| Interest expense | 306,000 | 585,000 | 853,000 | 1,090,000 |
| Net interest income | 887,000 | 1,498,000 | 2,161,000 | 2,833,000 |
| Noninterest income | 61,000 | 134,000 | 284,000 | 514,000 |
| Noninterest expense | 656,000 | 1,314,000 | 1,988,000 | 2,697,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 279,000 | 305,000 | 444,000 | 637,000 |
| Income tax | 61,000 | 59,000 | 85,000 | 127,000 |
| Net income | 218,000 | 246,000 | 359,000 | 510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,538,000 | 10,566,000 | 10,678,000 | 10,830,000 |