Call reports 2018
STOUGHTON CO-OPERATIVE BANK — 2018
What STOUGHTON CO-OPERATIVE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 110,199,000 | 112,991,000 | 114,163,000 | 115,390,000 |
| Total loans | 78,157,000 | 79,677,000 | 83,400,000 | 84,522,000 |
| Allowance for loan losses | 629,000 | 644,000 | 644,000 | 640,000 |
| Securities available for sale | 26,159,000 | 25,677,000 | 24,998,000 | 24,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,916,000 | 99,785,000 | 103,031,000 | 105,904,000 |
| Interest-bearing deposits | 93,618,000 | 96,313,000 | 99,759,000 | 102,853,000 |
| Noninterest-bearing deposits | 3,298,000 | 3,472,000 | 3,272,000 | 3,051,000 |
| Equity capital | 8,538,000 | 8,475,000 | 8,416,000 | 8,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 919,000 | 1,858,000 | 2,816,000 | 3,817,000 |
| Interest expense | 235,000 | 485,000 | 765,000 | 1,062,000 |
| Net interest income | 684,000 | 1,373,000 | 2,051,000 | 2,755,000 |
| Noninterest income | 58,000 | 108,000 | 159,000 | 211,000 |
| Noninterest expense | 700,000 | 1,363,000 | 2,019,000 | 2,704,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 42,000 | 118,000 | 191,000 | 262,000 |
| Income tax | -13,000 | -9,000 | -6,000 | -3,000 |
| Net income | 55,000 | 127,000 | 197,000 | 265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,805,000 | 9,876,000 | 9,946,000 | 10,014,000 |
| Total capital | 10,434,000 | 10,520,000 | 10,590,000 | 10,654,000 |
| Risk-weighted assets | 63,880,000 | 64,450,000 | 66,045,000 | 66,655,000 |