Call reports 2017
STOUGHTON CO-OPERATIVE BANK — 2017
What STOUGHTON CO-OPERATIVE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 111,645,000 | 112,062,000 | 110,132,000 | 111,195,000 |
| Total loans | 74,130,000 | 76,029,000 | 75,736,000 | 78,012,000 |
| Allowance for loan losses | 613,000 | 614,000 | 628,000 | 628,000 |
| Securities available for sale | 30,908,000 | 29,182,000 | 27,720,000 | 27,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,365,000 | 92,782,000 | 94,476,000 | 94,461,000 |
| Interest-bearing deposits | 86,150,000 | 89,317,000 | 90,560,000 | 91,352,000 |
| Noninterest-bearing deposits | 3,215,000 | 3,465,000 | 3,916,000 | 3,110,000 |
| Equity capital | 8,645,000 | 9,131,000 | 9,275,000 | 9,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 891,000 | 1,829,000 | 2,743,000 | 3,649,000 |
| Interest expense | 239,000 | 487,000 | 706,000 | 935,000 |
| Net interest income | 652,000 | 1,342,000 | 2,037,000 | 2,714,000 |
| Noninterest income | 56,000 | 125,000 | 194,000 | 243,000 |
| Noninterest expense | 648,000 | 1,318,000 | 1,970,000 | 2,676,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 61,000 | 171,000 | 289,000 | 311,000 |
| Income tax | -28,000 | -16,000 | 2,000 | 86,000 |
| Net income | 89,000 | 187,000 | 287,000 | 225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,442,000 | 9,539,000 | 9,639,000 | 9,675,000 |
| Total capital | 10,055,000 | 10,153,000 | 10,267,000 | 10,303,000 |
| Risk-weighted assets | 64,605,000 | 64,393,000 | 63,616,000 | 63,861,000 |