Call reports 2012
STOUGHTON CO-OPERATIVE BANK — 2012
What STOUGHTON CO-OPERATIVE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 92,489,000 | 92,581,000 | 92,520,000 | 89,592,000 |
| Total loans | 57,235,000 | 57,377,000 | 56,781,000 | 57,122,000 |
| Allowance for loan losses | 558,000 | 532,000 | 533,000 | 593,000 |
| Securities available for sale | 27,944,000 | 27,130,000 | 26,877,000 | 26,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,347,000 | 70,108,000 | 69,837,000 | 69,087,000 |
| Interest-bearing deposits | 68,519,000 | 67,766,000 | 68,017,000 | 67,182,000 |
| Noninterest-bearing deposits | 1,828,000 | 2,342,000 | 1,820,000 | 1,905,000 |
| Equity capital | 8,776,000 | 9,008,000 | 9,138,000 | 9,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 907,000 | 1,792,000 | 2,645,000 | 3,453,000 |
| Interest expense | 253,000 | 500,000 | 745,000 | 971,000 |
| Net interest income | 654,000 | 1,292,000 | 1,900,000 | 2,482,000 |
| Noninterest income | 69,000 | 149,000 | 227,000 | 320,000 |
| Noninterest expense | 609,000 | 1,195,000 | 1,821,000 | 2,427,000 |
| Provision for loan losses | 0 | 0 | 0 | 51,000 |
| Pretax income | 114,000 | 246,000 | 313,000 | 331,000 |
| Income tax | 30,000 | 65,000 | 77,000 | 73,000 |
| Net income | 84,000 | 181,000 | 236,000 | 258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,303,000 | 8,399,000 | 8,454,000 | 8,475,000 |
| Total capital | 8,842,000 | 8,931,000 | 8,987,000 | 9,025,000 |
| Risk-weighted assets | 43,088,000 | 44,053,000 | 43,936,000 | 43,957,000 |
Machine access — free, no API key
Every figure shown here about STOUGHTON CO-OPERATIVE BANK — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.