Call reports 2008
STOUGHTON CO-OPERATIVE BANK — 2008
What STOUGHTON CO-OPERATIVE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 93,422,000 | 99,000,000 | 98,037,000 | 97,836,000 |
| Total loans | 68,668,000 | 71,160,000 | 71,768,000 | 70,400,000 |
| Allowance for loan losses | 268,000 | 285,000 | 279,000 | 279,000 |
| Securities available for sale | 17,737,000 | 19,115,000 | 19,023,000 | 20,295,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,726,000 | 74,536,000 | 75,585,000 | 74,794,000 |
| Interest-bearing deposits | 69,273,000 | 72,895,000 | 73,646,000 | 73,668,000 |
| Noninterest-bearing deposits | 1,453,000 | 1,641,000 | 1,939,000 | 1,126,000 |
| Equity capital | 7,440,000 | 7,308,000 | 7,287,000 | 7,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,192,000 | 2,467,000 | 3,742,000 | 5,021,000 |
| Interest expense | 613,000 | 1,257,000 | 1,891,000 | 2,510,000 |
| Net interest income | 579,000 | 1,210,000 | 1,851,000 | 2,511,000 |
| Noninterest income | 40,000 | 78,000 | 111,000 | 145,000 |
| Noninterest expense | 575,000 | 1,138,000 | 1,690,000 | 2,298,000 |
| Provision for loan losses | 7,000 | 10,000 | 17,000 | 23,000 |
| Pretax income | 39,000 | 142,000 | 257,000 | 337,000 |
| Income tax | 16,000 | 53,000 | 94,000 | 101,000 |
| Net income | 23,000 | 89,000 | 163,000 | 236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,427,000 | 7,493,000 | 7,567,000 | 7,640,000 |
| Total capital | 7,737,000 | 7,806,000 | 7,874,000 | 7,944,000 |
| Risk-weighted assets | 48,481,000 | 51,037,000 | 51,164,000 | 50,863,000 |
Machine access — free, no API key
Every figure shown here about STOUGHTON CO-OPERATIVE BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.