Call reports 2025
METROPOLITAN BANK — 2025
What METROPOLITAN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 243,181,000 | 243,679,000 | 238,232,000 | 234,246,000 |
| Total loans | 197,915,000 | 188,460,000 | 190,296,000 | 185,912,000 |
| Allowance for loan losses | 3,086,000 | 3,106,000 | 3,106,000 | 3,168,000 |
| Securities available for sale | 5,340,000 | 5,286,000 | 5,229,000 | 4,672,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,890,000 | 204,042,000 | 200,234,000 | 195,827,000 |
| Interest-bearing deposits | 176,635,000 | 182,854,000 | 175,152,000 | 173,523,000 |
| Noninterest-bearing deposits | 24,255,000 | 21,188,000 | 25,082,000 | 22,304,000 |
| Equity capital | 28,861,000 | 29,176,000 | 29,532,000 | 29,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,707,000 | 7,576,000 | 11,430,000 | 15,284,000 |
| Interest expense | 1,646,000 | 3,369,000 | 5,051,000 | 6,636,000 |
| Net interest income | 2,061,000 | 4,207,000 | 6,379,000 | 8,648,000 |
| Noninterest income | 135,000 | 219,000 | 366,000 | 503,000 |
| Noninterest expense | 1,663,000 | 3,332,000 | 5,100,000 | 6,902,000 |
| Provision for loan losses | 30,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 501,000 | 1,019,000 | 1,584,000 | 2,190,000 |
| Income tax | 148,000 | 303,000 | 471,000 | 650,000 |
| Net income | 353,000 | 716,000 | 1,113,000 | 1,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,926,000 | 29,237,000 | 29,580,000 | 29,947,000 |