Call reports 2022
METROPOLITAN BANK — 2022
What METROPOLITAN BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 210,116,000 | 230,453,000 | 219,885,000 | 228,142,000 |
| Total loans | 174,856,000 | 177,020,000 | 183,995,000 | 183,387,000 |
| Allowance for loan losses | 2,745,000 | 2,770,000 | 2,796,000 | 2,819,000 |
| Securities available for sale | 4,168,000 | 4,460,000 | 4,275,000 | 4,134,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,851,000 | 189,624,000 | 176,931,000 | 185,299,000 |
| Interest-bearing deposits | 142,017,000 | 146,657,000 | 145,546,000 | 151,249,000 |
| Noninterest-bearing deposits | 27,834,000 | 42,967,000 | 31,385,000 | 34,050,000 |
| Equity capital | 24,356,000 | 24,773,000 | 25,273,000 | 25,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,191,000 | 4,576,000 | 7,258,000 | 10,360,000 |
| Interest expense | 167,000 | 353,000 | 694,000 | 1,341,000 |
| Net interest income | 2,024,000 | 4,223,000 | 6,564,000 | 9,019,000 |
| Noninterest income | 23,000 | 50,000 | 91,000 | 173,000 |
| Noninterest expense | 1,265,000 | 2,708,000 | 4,179,000 | 5,846,000 |
| Provision for loan losses | 26,000 | 51,000 | 77,000 | 100,000 |
| Pretax income | 756,000 | 1,514,000 | 2,399,000 | 3,246,000 |
| Income tax | 224,000 | 448,000 | 710,000 | 906,000 |
| Net income | 532,000 | 1,066,000 | 1,689,000 | 2,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,407,000 | 24,861,000 | 25,390,000 | 25,853,000 |