Call reports 2019
METROPOLITAN BANK — 2019
What METROPOLITAN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 179,460,000 | 178,957,000 | 179,772,000 | 181,441,000 |
| Total loans | 136,881,000 | 141,646,000 | 135,926,000 | 136,611,000 |
| Allowance for loan losses | 2,351,000 | 2,351,000 | 2,454,000 | 2,619,000 |
| Securities available for sale | 12,668,000 | 12,752,000 | 12,583,000 | 12,577,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,224,000 | 150,326,000 | 150,527,000 | 150,400,000 |
| Interest-bearing deposits | 131,004,000 | 131,428,000 | 130,631,000 | 129,513,000 |
| Noninterest-bearing deposits | 21,220,000 | 18,898,000 | 19,896,000 | 20,887,000 |
| Equity capital | 20,497,000 | 20,925,000 | 21,340,000 | 22,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,351,000 | 4,640,000 | 7,050,000 | 9,464,000 |
| Interest expense | 601,000 | 1,248,000 | 1,911,000 | 2,554,000 |
| Net interest income | 1,750,000 | 3,392,000 | 5,139,000 | 6,910,000 |
| Noninterest income | 22,000 | 41,000 | 59,000 | 1,435,000 |
| Noninterest expense | 1,149,000 | 2,264,000 | 3,369,000 | 4,668,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 623,000 | 1,169,000 | 1,829,000 | 3,677,000 |
| Income tax | 180,000 | 346,000 | 541,000 | 1,089,000 |
| Net income | 443,000 | 823,000 | 1,288,000 | 2,588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,694,000 | 21,016,000 | 21,411,000 | 22,516,000 |
| Total capital | 22,153,000 | 22,530,000 | 22,896,000 | 24,012,000 |
| Risk-weighted assets | 115,833,000 | 120,305,000 | 117,833,000 | 118,539,000 |