Call reports 2018
METROPOLITAN BANK — 2018
What METROPOLITAN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 167,950,000 | 165,703,000 | 170,579,000 | 176,216,000 |
| Total loans | 128,143,000 | 129,474,000 | 137,928,000 | 140,950,000 |
| Allowance for loan losses | 2,351,000 | 2,351,000 | 2,351,000 | 2,351,000 |
| Securities available for sale | 11,759,000 | 11,684,000 | 11,492,000 | 11,565,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,579,000 | 141,216,000 | 143,637,000 | 148,219,000 |
| Interest-bearing deposits | 123,167,000 | 121,396,000 | 124,460,000 | 128,537,000 |
| Noninterest-bearing deposits | 19,412,000 | 19,820,000 | 19,177,000 | 19,682,000 |
| Equity capital | 18,548,000 | 18,775,000 | 19,079,000 | 20,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,369,000 | 4,370,000 | 6,511,000 | 8,849,000 |
| Interest expense | 334,000 | 704,000 | 1,175,000 | 1,749,000 |
| Net interest income | 2,035,000 | 3,666,000 | 5,336,000 | 7,100,000 |
| Noninterest income | 17,000 | 36,000 | 55,000 | 78,000 |
| Noninterest expense | 1,148,000 | 2,243,000 | 3,314,000 | 4,486,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 904,000 | 1,459,000 | 2,077,000 | 2,692,000 |
| Income tax | 246,000 | 480,000 | 673,000 | 286,000 |
| Net income | 658,000 | 979,000 | 1,404,000 | 2,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,862,000 | 19,109,000 | 19,442,000 | 20,317,000 |
| Total capital | 20,230,000 | 20,498,000 | 20,890,000 | 21,832,000 |
| Risk-weighted assets | 108,565,000 | 110,125,000 | 114,881,000 | 120,377,000 |