Call reports 2017
METROPOLITAN BANK — 2017
What METROPOLITAN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 155,599,000 | 155,812,000 | 169,998,000 | 165,272,000 |
| Total loans | 118,057,000 | 114,859,000 | 127,086,000 | 128,763,000 |
| Allowance for loan losses | 2,410,000 | 2,410,000 | 2,351,000 | 2,351,000 |
| Securities available for sale | 12,237,000 | 12,247,000 | 12,120,000 | 11,978,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,508,000 | 131,329,000 | 143,410,000 | 138,077,000 |
| Interest-bearing deposits | 114,438,000 | 114,470,000 | 124,207,000 | 119,648,000 |
| Noninterest-bearing deposits | 16,070,000 | 16,859,000 | 19,203,000 | 18,429,000 |
| Equity capital | 17,244,000 | 17,684,000 | 17,887,000 | 18,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,762,000 | 3,557,000 | 5,508,000 | 7,473,000 |
| Interest expense | 220,000 | 479,000 | 788,000 | 1,114,000 |
| Net interest income | 1,542,000 | 3,078,000 | 4,720,000 | 6,359,000 |
| Noninterest income | 15,000 | 33,000 | 48,000 | 64,000 |
| Noninterest expense | 1,013,000 | 2,053,000 | 3,105,000 | 4,123,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 544,000 | 1,058,000 | 1,663,000 | 2,300,000 |
| Income tax | 20,000 | 24,000 | 60,000 | 79,000 |
| Net income | 524,000 | 1,034,000 | 1,603,000 | 2,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,514,000 | 17,835,000 | 18,065,000 | 18,358,000 |
| Total capital | 18,837,000 | 19,141,000 | 19,431,000 | 19,746,000 |
| Risk-weighted assets | 104,681,000 | 103,348,000 | 108,294,000 | 110,010,000 |