Call reports 2016
METROPOLITAN BANK — 2016
What METROPOLITAN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 148,795,000 | 147,968,000 | 146,025,000 | 146,937,000 |
| Total loans | 110,233,000 | 112,435,000 | 111,229,000 | 115,792,000 |
| Allowance for loan losses | 2,826,000 | 2,811,000 | 2,813,000 | 2,410,000 |
| Securities available for sale | 12,664,000 | 12,738,000 | 12,743,000 | 12,310,000 |
| Securities held to maturity | 3,000 | 3,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,627,000 | 123,459,000 | 121,286,000 | 123,904,000 |
| Interest-bearing deposits | 107,480,000 | 105,275,000 | 105,457,000 | 106,024,000 |
| Noninterest-bearing deposits | 16,147,000 | 18,185,000 | 15,829,000 | 17,881,000 |
| Equity capital | 16,461,000 | 16,671,000 | 16,825,000 | 16,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,701,000 | 3,398,000 | 5,094,000 | 6,822,000 |
| Interest expense | 193,000 | 392,000 | 584,000 | 776,000 |
| Net interest income | 1,508,000 | 3,006,000 | 4,510,000 | 6,046,000 |
| Noninterest income | 20,000 | 37,000 | 55,000 | 73,000 |
| Noninterest expense | 1,017,000 | 1,992,000 | 3,001,000 | 4,073,000 |
| Provision for loan losses | 0 | 0 | 0 | -400,000 |
| Pretax income | 511,000 | 1,051,000 | 1,586,000 | 2,468,000 |
| Income tax | 15,000 | 36,000 | 57,000 | 82,000 |
| Net income | 496,000 | 1,015,000 | 1,529,000 | 2,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,392,000 | 16,601,000 | 16,830,000 | 17,305,000 |
| Total capital | 17,657,000 | 17,894,000 | 18,098,000 | 18,580,000 |
| Risk-weighted assets | 99,564,000 | 101,849,000 | 99,887,000 | 100,777,000 |