Call reports 2015
METROPOLITAN BANK — 2015
What METROPOLITAN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 138,875,000 | 140,639,000 | 140,999,000 | 147,209,000 |
| Total loans | 106,422,000 | 107,128,000 | 111,498,000 | 112,616,000 |
| Allowance for loan losses | 2,820,000 | 2,820,000 | 2,823,000 | 2,824,000 |
| Securities available for sale | 12,636,000 | 12,463,000 | 12,430,000 | 12,249,000 |
| Securities held to maturity | 3,000 | 3,000 | 3,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,090,000 | 114,686,000 | 114,668,000 | 121,934,000 |
| Interest-bearing deposits | 100,824,000 | 101,917,000 | 100,313,000 | 105,843,000 |
| Noninterest-bearing deposits | 13,266,000 | 12,769,000 | 14,355,000 | 16,091,000 |
| Equity capital | 16,077,000 | 16,112,000 | 16,552,000 | 16,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,543,000 | 3,160,000 | 4,787,000 | 6,474,000 |
| Interest expense | 151,000 | 301,000 | 455,000 | 641,000 |
| Net interest income | 1,392,000 | 2,859,000 | 4,332,000 | 5,833,000 |
| Noninterest income | 581,000 | 603,000 | 621,000 | 639,000 |
| Noninterest expense | 1,046,000 | 2,056,000 | 3,000,000 | 4,066,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 927,000 | 1,406,000 | 1,953,000 | 2,406,000 |
| Income tax | 23,000 | 49,000 | 67,000 | 85,000 |
| Net income | 904,000 | 1,357,000 | 1,886,000 | 2,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,961,000 | 16,064,000 | 16,439,000 | 16,307,000 |
| Total capital | 17,187,000 | 17,282,000 | 17,684,000 | 17,594,000 |
| Risk-weighted assets | 96,519,000 | 95,775,000 | 97,959,000 | 101,389,000 |