Call reports 2014
METROPOLITAN BANK — 2014
What METROPOLITAN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 135,435,000 | 141,946,000 | 144,900,000 | 142,908,000 |
| Total loans | 103,328,000 | 108,697,000 | 106,349,000 | 103,500,000 |
| Allowance for loan losses | 3,269,000 | 3,269,000 | 3,270,000 | 2,820,000 |
| Securities available for sale | 11,148,000 | 11,060,000 | 11,967,000 | 12,822,000 |
| Securities held to maturity | 504,000 | 3,000 | 3,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,458,000 | 118,602,000 | 121,396,000 | 118,751,000 |
| Interest-bearing deposits | 104,184,000 | 108,094,000 | 109,450,000 | 106,589,000 |
| Noninterest-bearing deposits | 11,274,000 | 10,508,000 | 11,946,000 | 12,162,000 |
| Equity capital | 14,443,000 | 14,635,000 | 14,826,000 | 15,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,528,000 | 3,133,000 | 4,740,000 | 6,294,000 |
| Interest expense | 132,000 | 292,000 | 467,000 | 632,000 |
| Net interest income | 1,396,000 | 2,841,000 | 4,273,000 | 5,662,000 |
| Noninterest income | 17,000 | 37,000 | 52,000 | 77,000 |
| Noninterest expense | 914,000 | 1,879,000 | 2,867,000 | 3,965,000 |
| Provision for loan losses | 0 | 0 | 0 | -450,000 |
| Pretax income | 499,000 | 999,000 | 1,458,000 | 2,224,000 |
| Income tax | 16,000 | 16,000 | 16,000 | -65,000 |
| Net income | 483,000 | 983,000 | 1,442,000 | 2,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,350,000 | 14,511,000 | 14,738,000 | 15,417,000 |
| Total capital | 15,492,000 | 15,716,000 | 15,931,000 | 16,596,000 |
| Risk-weighted assets | 89,241,000 | 94,297,000 | 93,422,000 | 92,709,000 |