Call reports 2015
NATIONAL BANK OF CALIFORNIA — 2015
What NATIONAL BANK OF CALIFORNIA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 357,633,000 | 371,940,000 | 408,268,000 | 424,279,000 |
| Total loans | 246,124,000 | 246,278,000 | 251,288,000 | 254,080,000 |
| Allowance for loan losses | 5,871,000 | 6,040,000 | 6,132,000 | 6,193,000 |
| Securities available for sale | 8,447,000 | 8,329,000 | 27,682,000 | 31,008,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,245,000 | 336,419,000 | 372,564,000 | 382,072,000 |
| Interest-bearing deposits | 123,667,000 | 120,983,000 | 148,213,000 | 150,672,000 |
| Noninterest-bearing deposits | 202,579,000 | 215,436,000 | 224,351,000 | 231,400,000 |
| Equity capital | 28,047,000 | 27,847,000 | 26,938,000 | 35,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,977,000 | 6,365,000 | 9,557,000 | 12,845,000 |
| Interest expense | 128,000 | 265,000 | 445,000 | 640,000 |
| Net interest income | 2,849,000 | 6,100,000 | 9,112,000 | 12,205,000 |
| Noninterest income | 630,000 | 1,259,000 | 2,123,000 | 2,959,000 |
| Noninterest expense | 4,276,000 | 8,330,000 | 12,443,000 | 16,721,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -797,000 | -971,000 | -1,208,000 | -1,557,000 |
| Income tax | 0 | 2,000 | 637,000 | 1,042,000 |
| Net income | -797,000 | -973,000 | -1,845,000 | -2,599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,825,000 | 27,654,000 | 26,766,000 | 35,277,000 |
| Total capital | 30,838,000 | 30,666,000 | 29,851,000 | 38,548,000 |
| Risk-weighted assets | 238,513,000 | 237,832,000 | 243,652,000 | 258,640,000 |