Call reports 2020
UNION STATE BANK OF HAZEN — 2020
What UNION STATE BANK OF HAZEN reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 157,665,000 | 181,985,000 | 187,875,000 | 201,996,000 |
| Total loans | 91,300,000 | 98,389,000 | 99,495,000 | 94,763,000 |
| Allowance for loan losses | 967,000 | 1,078,000 | 1,036,000 | 1,390,000 |
| Securities available for sale | 45,937,000 | 51,358,000 | 51,491,000 | 55,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,727,000 | 157,000,000 | 162,591,000 | 176,954,000 |
| Interest-bearing deposits | 119,220,000 | 132,272,000 | 137,182,000 | 146,681,000 |
| Noninterest-bearing deposits | 21,507,000 | 24,728,000 | 25,409,000 | 30,273,000 |
| Equity capital | 15,717,000 | 17,009,000 | 17,259,000 | 17,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,548,000 | 3,334,000 | 4,863,000 | 6,277,000 |
| Interest expense | 208,000 | 391,000 | 573,000 | 766,000 |
| Net interest income | 1,340,000 | 2,943,000 | 4,290,000 | 5,511,000 |
| Noninterest income | 107,000 | 244,000 | 352,000 | 592,000 |
| Noninterest expense | 1,024,000 | 2,070,000 | 3,282,000 | 4,583,000 |
| Provision for loan losses | 50,000 | 183,000 | 313,000 | 723,000 |
| Pretax income | 373,000 | 934,000 | 1,047,000 | 797,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 373,000 | 934,000 | 1,047,000 | 797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,413,000 | 14,976,000 | 15,091,000 | 14,554,000 |