Call reports 2019
UNION STATE BANK OF HAZEN — 2019
What UNION STATE BANK OF HAZEN reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 142,633,000 | 145,795,000 | 147,828,000 | 153,628,000 |
| Total loans | 84,432,000 | 86,278,000 | 89,444,000 | 89,074,000 |
| Allowance for loan losses | 1,255,000 | 1,307,000 | 833,000 | 930,000 |
| Securities available for sale | 44,026,000 | 45,199,000 | 42,518,000 | 41,206,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,191,000 | 127,737,000 | 130,520,000 | 137,610,000 |
| Interest-bearing deposits | 104,956,000 | 105,457,000 | 107,868,000 | 110,660,000 |
| Noninterest-bearing deposits | 23,235,000 | 22,280,000 | 22,652,000 | 26,950,000 |
| Equity capital | 14,242,000 | 15,311,000 | 15,978,000 | 15,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,530,000 | 3,074,000 | 4,669,000 | 6,193,000 |
| Interest expense | 217,000 | 455,000 | 707,000 | 929,000 |
| Net interest income | 1,313,000 | 2,619,000 | 3,962,000 | 5,264,000 |
| Noninterest income | 114,000 | 254,000 | 379,000 | 515,000 |
| Noninterest expense | 1,012,000 | 2,037,000 | 3,022,000 | 3,969,000 |
| Provision for loan losses | 78,000 | 159,000 | 306,000 | 474,000 |
| Pretax income | 337,000 | 677,000 | 1,013,000 | 1,336,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 337,000 | 677,000 | 1,013,000 | 1,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,110,000 | 14,452,000 | 14,790,000 | 14,615,000 |
| Total capital | 15,352,000 | 15,729,000 | 15,623,000 | 15,545,000 |
| Risk-weighted assets | 99,228,000 | 102,156,000 | 102,410,000 | 104,220,000 |