Call reports 2016
UNION STATE BANK OF HAZEN — 2016
What UNION STATE BANK OF HAZEN reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 133,494,000 | 133,752,000 | 130,545,000 | 135,779,000 |
| Total loans | 70,866,000 | 72,585,000 | 71,032,000 | 72,470,000 |
| Allowance for loan losses | 909,000 | 832,000 | 864,000 | 850,000 |
| Securities available for sale | 41,691,000 | 42,965,000 | 42,021,000 | 45,818,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,676,000 | 119,084,000 | 115,485,000 | 122,961,000 |
| Interest-bearing deposits | 100,704,000 | 99,039,000 | 94,417,000 | 99,266,000 |
| Noninterest-bearing deposits | 18,972,000 | 20,045,000 | 21,068,000 | 23,695,000 |
| Equity capital | 13,607,000 | 14,401,000 | 14,728,000 | 12,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,320,000 | 2,648,000 | 3,947,000 | 5,281,000 |
| Interest expense | 97,000 | 195,000 | 290,000 | 387,000 |
| Net interest income | 1,223,000 | 2,453,000 | 3,657,000 | 4,894,000 |
| Noninterest income | 136,000 | 271,000 | 407,000 | 581,000 |
| Noninterest expense | 918,000 | 1,795,000 | 2,692,000 | 3,664,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 30,000 |
| Pretax income | 439,000 | 935,000 | 1,366,000 | 1,832,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 439,000 | 935,000 | 1,366,000 | 1,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,787,000 | 13,159,000 | 13,469,000 | 12,664,000 |
| Total capital | 13,696,000 | 13,991,000 | 14,333,000 | 13,514,000 |
| Risk-weighted assets | 90,705,000 | 90,766,000 | 88,968,000 | 90,210,000 |