Call reports 2015
UNION STATE BANK OF HAZEN — 2015
What UNION STATE BANK OF HAZEN reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 138,066,000 | 130,287,000 | 133,249,000 | 130,985,000 |
| Total loans | 63,974,000 | 68,842,000 | 72,757,000 | 74,058,000 |
| Allowance for loan losses | 850,000 | 942,000 | 929,000 | 913,000 |
| Securities available for sale | 40,188,000 | 45,968,000 | 44,588,000 | 42,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,930,000 | 117,353,000 | 116,817,000 | 116,147,000 |
| Interest-bearing deposits | 102,627,000 | 98,461,000 | 96,263,000 | 95,698,000 |
| Noninterest-bearing deposits | 22,303,000 | 18,892,000 | 20,554,000 | 20,449,000 |
| Equity capital | 12,909,000 | 12,628,000 | 13,191,000 | 12,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,153,000 | 2,381,000 | 3,732,000 | 5,082,000 |
| Interest expense | 82,000 | 172,000 | 265,000 | 366,000 |
| Net interest income | 1,071,000 | 2,209,000 | 3,467,000 | 4,716,000 |
| Noninterest income | 136,000 | 281,000 | 434,000 | 576,000 |
| Noninterest expense | 877,000 | 1,837,000 | 2,758,000 | 3,666,000 |
| Provision for loan losses | 12,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 318,000 | 641,000 | 1,163,000 | 1,648,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 318,000 | 641,000 | 1,163,000 | 1,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,087,000 | 12,261,000 | 12,708,000 | 12,473,000 |
| Total capital | 12,937,000 | 13,203,000 | 13,637,000 | 13,386,000 |
| Risk-weighted assets | 76,266,000 | 79,293,000 | 83,226,000 | 86,858,000 |