Call reports 2014
UNION STATE BANK OF HAZEN — 2014
What UNION STATE BANK OF HAZEN reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 118,332,000 | 119,493,000 | 119,987,000 | 122,723,000 |
| Total loans | 59,081,000 | 63,020,000 | 64,364,000 | 66,636,000 |
| Allowance for loan losses | 735,000 | 731,000 | 752,000 | 694,000 |
| Securities available for sale | 34,694,000 | 39,505,000 | 38,827,000 | 38,056,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,093,000 | 102,323,000 | 103,322,000 | 109,490,000 |
| Interest-bearing deposits | 89,409,000 | 84,039,000 | 84,624,000 | 89,189,000 |
| Noninterest-bearing deposits | 17,684,000 | 18,284,000 | 18,698,000 | 20,301,000 |
| Equity capital | 10,443,000 | 11,849,000 | 12,431,000 | 13,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,087,000 | 2,253,000 | 3,419,000 | 4,629,000 |
| Interest expense | 74,000 | 149,000 | 222,000 | 303,000 |
| Net interest income | 1,013,000 | 2,104,000 | 3,197,000 | 4,326,000 |
| Noninterest income | 97,000 | 348,000 | 463,000 | 614,000 |
| Noninterest expense | 758,000 | 1,543,000 | 2,310,000 | 3,393,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 50,000 |
| Pretax income | 352,000 | 910,000 | 1,337,000 | 1,504,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 352,000 | 910,000 | 1,337,000 | 1,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,248,000 | 11,776,000 | 12,173,000 | 12,270,000 |
| Total capital | 11,983,000 | 12,507,000 | 12,925,000 | 12,964,000 |
| Risk-weighted assets | 72,757,000 | 74,089,000 | 75,406,000 | 77,904,000 |