Call reports 2013
UNION STATE BANK OF HAZEN — 2013
What UNION STATE BANK OF HAZEN reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 106,068,000 | 109,161,000 | 108,504,000 | 112,431,000 |
| Total loans | 53,608,000 | 56,536,000 | 58,616,000 | 58,584,000 |
| Allowance for loan losses | 765,000 | 654,000 | 671,000 | 764,000 |
| Securities available for sale | 30,211,000 | 31,748,000 | 31,072,000 | 31,594,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,252,000 | 97,750,000 | 97,738,000 | 101,582,000 |
| Interest-bearing deposits | 78,327,000 | 79,983,000 | 79,574,000 | 82,038,000 |
| Noninterest-bearing deposits | 15,925,000 | 17,767,000 | 18,164,000 | 19,544,000 |
| Equity capital | 10,872,000 | 10,441,000 | 9,876,000 | 10,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,045,000 | 2,122,000 | 3,260,000 | 4,389,000 |
| Interest expense | 79,000 | 157,000 | 232,000 | 305,000 |
| Net interest income | 966,000 | 1,965,000 | 3,028,000 | 4,084,000 |
| Noninterest income | 106,000 | 215,000 | 356,000 | 459,000 |
| Noninterest expense | 757,000 | 1,576,000 | 2,352,000 | 3,247,000 |
| Provision for loan losses | 0 | 22,000 | 29,000 | 90,000 |
| Pretax income | 317,000 | 592,000 | 1,013,000 | 1,219,000 |
| Income tax | 21,000 | 40,000 | -17,000 | -17,000 |
| Net income | 296,000 | 552,000 | 1,030,000 | 1,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,226,000 | 10,482,000 | 10,840,000 | 10,971,000 |
| Total capital | 10,991,000 | 11,136,000 | 11,512,000 | 11,735,000 |
| Risk-weighted assets | 64,792,000 | 68,485,000 | 70,824,000 | 71,183,000 |