Call reports 2025
SHORE UNITED BANK, NATIONAL ASSOCIATION — 2025
What SHORE UNITED BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 6,175,618,000 | 6,035,997,000 | 6,276,283,000 | 6,251,146,000 |
| Total loans | 4,793,206,000 | 4,861,947,000 | 4,904,469,000 | 4,932,842,000 |
| Allowance for loan losses | 58,042,000 | 58,483,000 | 59,554,000 | 58,836,000 |
| Securities available for sale | 179,148,000 | 187,679,000 | 181,720,000 | 220,358,000 |
| Securities held to maturity | 469,750,000 | 459,445,000 | 433,535,000 | 414,926,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,465,024,000 | 5,318,865,000 | 5,532,617,000 | 5,556,767,000 |
| Interest-bearing deposits | 3,895,332,000 | 3,738,842,000 | 3,933,957,000 | 3,946,145,000 |
| Noninterest-bearing deposits | 1,569,692,000 | 1,580,023,000 | 1,598,660,000 | 1,610,622,000 |
| Equity capital | 617,071,000 | 627,838,000 | 639,670,000 | 648,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 76,063,000 | 152,684,000 | 229,871,000 | 310,028,000 |
| Interest expense | 28,668,000 | 56,643,000 | 83,757,000 | 111,292,000 |
| Net interest income | 47,395,000 | 96,041,000 | 146,114,000 | 198,736,000 |
| Noninterest income | 6,320,000 | 15,016,000 | 22,082,000 | 29,614,000 |
| Noninterest expense | 32,126,000 | 65,237,000 | 98,270,000 | 131,879,000 |
| Provision for loan losses | 686,000 | 1,776,000 | 4,672,000 | 7,573,000 |
| Pretax income | 20,649,000 | 43,371,000 | 64,543,000 | 88,286,000 |
| Income tax | 5,050,000 | 10,735,000 | 15,920,000 | 21,220,000 |
| Net income | 15,599,000 | 32,636,000 | 48,623,000 | 67,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 534,824,000 | 546,630,000 | 559,212,000 | 569,183,000 |
| Total capital | 594,550,000 | 607,235,000 | 620,034,000 | 629,746,000 |
| Risk-weighted assets | 4,821,975,000 | 4,888,558,000 | 4,864,871,000 | 4,844,639,000 |