Call reports 2015
SHORE UNITED BANK, NATIONAL ASSOCIATION — 2015
What SHORE UNITED BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 481,685,000 | 486,102,000 | 484,591,000 | 488,221,000 |
| Total loans | 336,420,000 | 336,807,000 | 359,988,000 | 358,328,000 |
| Allowance for loan losses | 3,746,000 | 3,707,000 | 3,747,000 | 3,876,000 |
| Securities available for sale | 105,298,000 | 92,915,000 | 87,285,000 | 80,661,000 |
| Securities held to maturity | 4,515,000 | 4,513,000 | 4,192,000 | 4,191,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 427,406,000 | 431,116,000 | 425,714,000 | 432,342,000 |
| Interest-bearing deposits | 319,192,000 | 322,614,000 | 311,330,000 | 316,899,000 |
| Noninterest-bearing deposits | 108,214,000 | 108,502,000 | 114,384,000 | 115,443,000 |
| Equity capital | 48,625,000 | 49,212,000 | 49,926,000 | 50,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,393,000 | 8,867,000 | 13,399,000 | 18,085,000 |
| Interest expense | 341,000 | 674,000 | 1,005,000 | 1,318,000 |
| Net interest income | 4,052,000 | 8,193,000 | 12,394,000 | 16,767,000 |
| Noninterest income | 1,067,000 | 2,156,000 | 3,305,000 | 4,485,000 |
| Noninterest expense | 3,916,000 | 7,753,000 | 11,664,000 | 15,444,000 |
| Provision for loan losses | 150,000 | 190,000 | 250,000 | 250,000 |
| Pretax income | 1,053,000 | 2,406,000 | 3,785,000 | 5,558,000 |
| Income tax | 385,000 | 888,000 | 1,411,000 | 2,069,000 |
| Net income | 668,000 | 1,518,000 | 2,374,000 | 3,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,776,000 | 46,626,000 | 46,920,000 | 48,051,000 |
| Total capital | 49,552,000 | 50,363,000 | 50,697,000 | 51,957,000 |
| Risk-weighted assets | 343,601,000 | 337,275,000 | 358,118,000 | 355,197,000 |