Call reports 2016
FIRST PARTNERS BANK — 2016
What FIRST PARTNERS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 248,169,000 | 264,498,000 | 267,420,000 | 273,810,000 |
| Total loans | 199,891,000 | 211,637,000 | 218,918,000 | 221,102,000 |
| Allowance for loan losses | 2,187,000 | 2,222,000 | 2,313,000 | 2,188,000 |
| Securities available for sale | 30,957,000 | 32,158,000 | 32,135,000 | 34,367,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,935,000 | 211,635,000 | 213,885,000 | 219,885,000 |
| Interest-bearing deposits | 170,168,000 | 179,724,000 | 182,877,000 | 191,532,000 |
| Noninterest-bearing deposits | 27,768,000 | 31,910,000 | 31,009,000 | 28,353,000 |
| Equity capital | 29,051,000 | 29,860,000 | 30,477,000 | 30,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,948,000 | 5,980,000 | 9,197,000 | 12,378,000 |
| Interest expense | 381,000 | 768,000 | 1,223,000 | 1,706,000 |
| Net interest income | 2,567,000 | 5,212,000 | 7,974,000 | 10,672,000 |
| Noninterest income | 510,000 | 1,350,000 | 2,214,000 | 2,963,000 |
| Noninterest expense | 2,072,000 | 4,327,000 | 6,675,000 | 8,923,000 |
| Provision for loan losses | 98,000 | 212,000 | 242,000 | 309,000 |
| Pretax income | 907,000 | 2,023,000 | 3,274,000 | 4,406,000 |
| Income tax | 268,000 | 609,000 | 994,000 | 1,341,000 |
| Net income | 639,000 | 1,414,000 | 2,280,000 | 3,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,628,000 | 29,254,000 | 29,970,000 | 30,754,000 |
| Total capital | 30,814,000 | 31,476,000 | 32,283,000 | 32,942,000 |
| Risk-weighted assets | 214,920,000 | 229,917,000 | 234,837,000 | 240,328,000 |