Call reports 2015
FIRST PARTNERS BANK — 2015
What FIRST PARTNERS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 230,211,000 | 232,090,000 | 244,166,000 | 242,234,000 |
| Total loans | 177,450,000 | 186,463,000 | 193,615,000 | 192,760,000 |
| Allowance for loan losses | 1,845,000 | 1,940,000 | 1,999,000 | 2,084,000 |
| Securities available for sale | 28,063,000 | 28,226,000 | 27,634,000 | 29,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,788,000 | 187,332,000 | 196,628,000 | 192,165,000 |
| Interest-bearing deposits | 162,879,000 | 158,027,000 | 168,602,000 | 157,133,000 |
| Noninterest-bearing deposits | 26,909,000 | 29,305,000 | 28,026,000 | 35,033,000 |
| Equity capital | 27,410,000 | 27,716,000 | 28,398,000 | 28,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,598,000 | 5,399,000 | 8,353,000 | 11,228,000 |
| Interest expense | 335,000 | 690,000 | 1,059,000 | 1,437,000 |
| Net interest income | 2,263,000 | 4,709,000 | 7,294,000 | 9,791,000 |
| Noninterest income | 497,000 | 1,087,000 | 1,699,000 | 2,382,000 |
| Noninterest expense | 1,810,000 | 3,776,000 | 5,718,000 | 7,771,000 |
| Provision for loan losses | 180,000 | 311,000 | 414,000 | 531,000 |
| Pretax income | 770,000 | 1,709,000 | 2,876,000 | 3,907,000 |
| Income tax | 227,000 | 515,000 | 889,000 | 1,206,000 |
| Net income | 543,000 | 1,194,000 | 1,987,000 | 2,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,015,000 | 27,502,000 | 28,133,000 | 28,140,000 |
| Total capital | 28,860,000 | 29,442,000 | 30,132,000 | 30,224,000 |
| Risk-weighted assets | 174,982,000 | 185,183,000 | 207,611,000 | 212,808,000 |