Call reports 2017
JEFFERSON BANK OF FLORIDA — 2017
What JEFFERSON BANK OF FLORIDA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Total assets | 300,502,000 | 316,542,000 |
| Total loans | 222,045,000 | 243,457,000 |
| Allowance for loan losses | 2,122,000 | 2,265,000 |
| Securities available for sale | 47,653,000 | 45,529,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 258,918,000 | 238,083,000 |
| Interest-bearing deposits | 178,951,000 | 155,953,000 |
| Noninterest-bearing deposits | 79,967,000 | 82,130,000 |
| Equity capital | 28,038,000 | 28,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Interest income | 2,713,000 | 5,619,000 |
| Interest expense | 171,000 | 387,000 |
| Net interest income | 2,542,000 | 5,232,000 |
| Noninterest income | 220,000 | 455,000 |
| Noninterest expense | 1,921,000 | 3,571,000 |
| Provision for loan losses | 0 | 143,000 |
| Pretax income | 841,000 | 1,973,000 |
| Income tax | 321,000 | 757,000 |
| Net income | 520,000 | 1,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Tier 1 capital | 28,755,000 | 29,502,000 |
| Total capital | 30,994,000 | 31,827,000 |
| Risk-weighted assets | 235,707,000 | 257,944,000 |