Call reports 2016
JEFFERSON BANK OF FLORIDA — 2016
What JEFFERSON BANK OF FLORIDA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 270,335,000 | 263,673,000 | 279,244,000 | 296,103,000 |
| Total loans | 177,781,000 | 192,130,000 | 202,334,000 | 214,428,000 |
| Allowance for loan losses | 2,009,000 | 2,009,000 | 2,032,000 | 2,122,000 |
| Securities available for sale | 52,152,000 | 52,311,000 | 50,695,000 | 49,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,925,000 | 224,019,000 | 234,860,000 | 256,631,000 |
| Interest-bearing deposits | 162,147,000 | 151,065,000 | 159,271,000 | 176,181,000 |
| Noninterest-bearing deposits | 67,778,000 | 72,954,000 | 75,589,000 | 80,450,000 |
| Equity capital | 26,545,000 | 27,070,000 | 27,661,000 | 27,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,334,000 | 4,783,000 | 7,282,000 | 9,937,000 |
| Interest expense | 180,000 | 348,000 | 498,000 | 657,000 |
| Net interest income | 2,154,000 | 4,435,000 | 6,784,000 | 9,280,000 |
| Noninterest income | 179,000 | 378,000 | 581,000 | 775,000 |
| Noninterest expense | 1,727,000 | 3,446,000 | 5,174,000 | 6,878,000 |
| Provision for loan losses | 50,000 | 50,000 | 73,000 | 163,000 |
| Pretax income | 556,000 | 1,317,000 | 2,118,000 | 3,014,000 |
| Income tax | 205,000 | 488,000 | 786,000 | 1,120,000 |
| Net income | 351,000 | 829,000 | 1,332,000 | 1,894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,039,000 | 27,192,000 | 27,706,000 | 28,280,000 |
| Total capital | 29,164,000 | 29,317,000 | 29,855,000 | 30,519,000 |
| Risk-weighted assets | 189,457,000 | 205,457,000 | 211,586,000 | 229,623,000 |