Call reports 2007
JEFFERSON BANK OF FLORIDA — 2007
What JEFFERSON BANK OF FLORIDA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q4 |
|---|---|
| Total assets | 20,416,000 |
| Total loans | 1,982,000 |
| Allowance for loan losses | 21,000 |
| Securities available for sale | 1,999,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 773,000 |
| Interest-bearing deposits | 440,000 |
| Noninterest-bearing deposits | 333,000 |
| Equity capital | 19,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q4 |
|---|---|
| Interest income | 334,000 |
| Interest expense | 32,000 |
| Net interest income | 302,000 |
| Noninterest income | 1,000 |
| Noninterest expense | 1,169,000 |
| Provision for loan losses | 21,000 |
| Pretax income | -887,000 |
| Income tax | -330,000 |
| Net income | -557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q4 |
|---|---|
| Tier 1 capital | 19,089,000 |
| Total capital | 19,110,000 |
| Risk-weighted assets | 7,459,000 |
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