Call reports 2009
BUILDERS BANK — 2009
What BUILDERS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 499,045,000 | 494,814,000 | 506,432,000 | 489,491,000 |
| Total loans | 421,811,000 | 385,827,000 | 344,551,000 | 293,503,000 |
| Allowance for loan losses | 10,762,000 | 12,638,000 | 9,142,000 | 6,989,000 |
| Securities available for sale | 62,358,000 | 83,223,000 | 98,139,000 | 117,871,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 440,598,000 | 437,385,000 | 461,655,000 | 455,097,000 |
| Interest-bearing deposits | 432,046,000 | 429,353,000 | 454,216,000 | 448,498,000 |
| Noninterest-bearing deposits | 8,552,000 | 8,032,000 | 7,439,000 | 6,599,000 |
| Equity capital | 50,553,000 | 43,860,000 | 39,747,000 | 31,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,570,000 | 14,121,000 | 19,318,000 | 25,065,000 |
| Interest expense | 3,865,000 | 7,273,000 | 10,464,000 | 13,125,000 |
| Net interest income | 3,705,000 | 6,848,000 | 8,854,000 | 11,940,000 |
| Noninterest income | -1,403,000 | -1,347,000 | -3,710,000 | -4,066,000 |
| Noninterest expense | 3,875,000 | 8,993,000 | 14,292,000 | 17,356,000 |
| Provision for loan losses | 5,200,000 | 13,600,000 | 13,950,000 | 15,440,000 |
| Pretax income | -6,328,000 | -16,627,000 | -22,583,000 | -24,408,000 |
| Income tax | -2,232,000 | -5,865,000 | -7,961,000 | -1,285,000 |
| Net income | -4,096,000 | -10,762,000 | -14,622,000 | -23,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,315,000 | 39,976,000 | 32,792,000 | 31,654,000 |
| Total capital | 53,729,000 | 45,035,000 | 37,540,000 | 35,971,000 |
| Risk-weighted assets | 427,762,000 | 396,717,000 | 375,426,000 | 342,698,000 |
Machine access — free, no API key
Every figure shown here about BUILDERS BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.