Call reports 2026
COMMERCIAL BANKING COMPANY — 2026
What COMMERCIAL BANKING COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 408,851,000 | 409,506,000 |
| Total loans | 300,510,000 | 305,110,000 |
| Allowance for loan losses | 3,837,000 | 3,895,000 |
| Securities available for sale | 37,632,000 | 37,282,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 363,258,000 | 361,627,000 |
| Interest-bearing deposits | 243,807,000 | 241,670,000 |
| Noninterest-bearing deposits | 119,451,000 | 119,957,000 |
| Equity capital | 36,709,000 | 38,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,732,000 | 11,744,000 |
| Interest expense | 1,340,000 | 2,842,000 |
| Net interest income | 4,392,000 | 8,902,000 |
| Noninterest income | 1,381,000 | 2,462,000 |
| Noninterest expense | 3,115,000 | 6,293,000 |
| Provision for loan losses | 60,000 | 120,000 |
| Pretax income | 2,598,000 | 4,951,000 |
| Income tax | 625,000 | 1,098,000 |
| Net income | 1,973,000 | 3,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 39,414,000 | 41,293,000 |
| Total capital | 42,873,000 | 44,873,000 |
| Risk-weighted assets | 276,366,000 | 286,139,000 |