Call reports 2023
COMMERCIAL BANKING COMPANY — 2023
What COMMERCIAL BANKING COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 323,923,000 | 328,320,000 | 345,849,000 | 347,902,000 |
| Total loans | 190,713,000 | 201,669,000 | 210,606,000 | 214,078,000 |
| Allowance for loan losses | 3,448,000 | 3,448,000 | 3,446,000 | 3,411,000 |
| Securities available for sale | 49,014,000 | 48,714,000 | 46,429,000 | 48,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,314,000 | 295,137,000 | 312,179,000 | 314,002,000 |
| Interest-bearing deposits | 174,926,000 | 184,613,000 | 196,006,000 | 198,398,000 |
| Noninterest-bearing deposits | 117,388,000 | 110,524,000 | 116,173,000 | 115,604,000 |
| Equity capital | 30,233,000 | 31,125,000 | 31,106,000 | 32,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,707,000 | 7,991,000 | 12,377,000 | 17,034,000 |
| Interest expense | 371,000 | 896,000 | 1,470,000 | 2,207,000 |
| Net interest income | 3,336,000 | 7,095,000 | 10,907,000 | 14,827,000 |
| Noninterest income | 501,000 | 1,088,000 | 1,579,000 | 2,159,000 |
| Noninterest expense | 2,209,000 | 4,720,000 | 7,263,000 | 10,178,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,622,000 | 3,457,000 | 5,217,000 | 6,802,000 |
| Income tax | 353,000 | 723,000 | 1,080,000 | 1,343,000 |
| Net income | 1,269,000 | 2,734,000 | 4,137,000 | 5,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,034,000 | 35,498,000 | 36,902,000 | 35,724,000 |
| Total capital | 36,264,000 | 37,886,000 | 39,381,000 | 38,220,000 |
| Risk-weighted assets | 177,199,000 | 190,014,000 | 197,391,000 | 198,826,000 |