Call reports 2022
COMMERCIAL BANKING COMPANY — 2022
What COMMERCIAL BANKING COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 333,974,000 | 344,434,000 | 349,456,000 | 321,414,000 |
| Total loans | 177,359,000 | 185,439,000 | 186,776,000 | 190,518,000 |
| Allowance for loan losses | 3,392,000 | 3,430,000 | 3,436,000 | 3,442,000 |
| Securities available for sale | 37,285,000 | 43,765,000 | 46,480,000 | 47,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,461,000 | 311,992,000 | 317,200,000 | 288,132,000 |
| Interest-bearing deposits | 148,809,000 | 169,949,000 | 190,589,000 | 164,845,000 |
| Noninterest-bearing deposits | 152,652,000 | 142,043,000 | 126,611,000 | 123,287,000 |
| Equity capital | 31,747,000 | 31,402,000 | 30,663,000 | 32,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,448,000 | 5,171,000 | 8,418,000 | 12,211,000 |
| Interest expense | 109,000 | 219,000 | 342,000 | 751,000 |
| Net interest income | 2,339,000 | 4,952,000 | 8,076,000 | 11,460,000 |
| Noninterest income | 578,000 | 1,229,000 | 1,759,000 | 2,284,000 |
| Noninterest expense | 2,028,000 | 4,064,000 | 6,184,000 | 8,541,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 889,000 | 2,117,000 | 3,651,000 | 5,203,000 |
| Income tax | 149,000 | 391,000 | 701,000 | 1,073,000 |
| Net income | 740,000 | 1,726,000 | 2,950,000 | 4,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,370,000 | 34,362,000 | 35,587,000 | 36,766,000 |
| Total capital | 35,456,000 | 36,536,000 | 37,801,000 | 39,015,000 |
| Risk-weighted assets | 165,623,000 | 172,674,000 | 175,899,000 | 178,772,000 |