Call reports 2021
COMMERCIAL BANKING COMPANY — 2021
What COMMERCIAL BANKING COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 320,052,000 | 298,228,000 | 323,906,000 | 355,040,000 |
| Total loans | 185,031,000 | 183,756,000 | 184,510,000 | 179,709,000 |
| Allowance for loan losses | 3,402,000 | 3,410,000 | 3,421,000 | 3,390,000 |
| Securities available for sale | 18,614,000 | 18,490,000 | 18,992,000 | 28,914,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,065,000 | 262,077,000 | 286,143,000 | 318,014,000 |
| Interest-bearing deposits | 166,690,000 | 139,614,000 | 163,546,000 | 170,601,000 |
| Noninterest-bearing deposits | 113,375,000 | 122,463,000 | 122,597,000 | 147,413,000 |
| Equity capital | 36,539,000 | 34,639,000 | 35,568,000 | 36,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,578,000 | 5,259,000 | 7,920,000 | 10,739,000 |
| Interest expense | 172,000 | 338,000 | 466,000 | 588,000 |
| Net interest income | 2,406,000 | 4,921,000 | 7,454,000 | 10,151,000 |
| Noninterest income | 673,000 | 1,354,000 | 2,021,000 | 2,573,000 |
| Noninterest expense | 1,903,000 | 3,834,000 | 5,752,000 | 7,744,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 1,126,000 | 2,412,000 | 3,703,000 | 4,963,000 |
| Income tax | 215,000 | 450,000 | 702,000 | 1,107,000 |
| Net income | 911,000 | 1,962,000 | 3,001,000 | 3,856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,192,000 | 34,244,000 | 35,282,000 | 36,137,000 |
| Total capital | 38,190,000 | 36,285,000 | 37,352,000 | 38,208,000 |
| Risk-weighted assets | 158,491,000 | 161,917,000 | 164,306,000 | 164,405,000 |