Call reports 2018
COMMERCIAL BANKING COMPANY — 2018
What COMMERCIAL BANKING COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 236,598,000 | 229,519,000 | 226,803,000 | 234,077,000 |
| Total loans | 166,046,000 | 165,201,000 | 170,090,000 | 171,477,000 |
| Allowance for loan losses | 2,807,000 | 2,892,000 | 2,895,000 | 2,897,000 |
| Securities available for sale | 23,812,000 | 23,180,000 | 22,950,000 | 22,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,204,000 | 191,404,000 | 187,636,000 | 194,681,000 |
| Interest-bearing deposits | 126,016,000 | 116,525,000 | 116,199,000 | 115,208,000 |
| Noninterest-bearing deposits | 73,188,000 | 74,879,000 | 71,437,000 | 79,473,000 |
| Equity capital | 31,837,000 | 32,449,000 | 33,045,000 | 33,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,398,000 | 4,868,000 | 7,475,000 | 10,050,000 |
| Interest expense | 232,000 | 448,000 | 680,000 | 942,000 |
| Net interest income | 2,166,000 | 4,420,000 | 6,795,000 | 9,108,000 |
| Noninterest income | 374,000 | 793,000 | 1,139,000 | 1,505,000 |
| Noninterest expense | 1,747,000 | 3,517,000 | 5,319,000 | 7,199,000 |
| Provision for loan losses | 61,000 | 140,000 | 140,000 | 140,000 |
| Pretax income | 732,000 | 1,554,000 | 2,471,000 | 3,270,000 |
| Income tax | 140,000 | 327,000 | 537,000 | 627,000 |
| Net income | 592,000 | 1,227,000 | 1,934,000 | 2,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,378,000 | 33,012,000 | 33,718,000 | 34,428,000 |
| Total capital | 34,306,000 | 34,886,000 | 35,640,000 | 36,362,000 |
| Risk-weighted assets | 153,366,000 | 148,921,000 | 152,803,000 | 153,814,000 |