Call reports 2017
COMMERCIAL BANKING COMPANY — 2017
What COMMERCIAL BANKING COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 233,219,000 | 228,385,000 | 229,928,000 | 234,854,000 |
| Total loans | 161,804,000 | 159,406,000 | 162,696,000 | 164,148,000 |
| Allowance for loan losses | 2,729,000 | 2,691,000 | 2,746,000 | 2,753,000 |
| Securities available for sale | 26,612,000 | 26,062,000 | 25,354,000 | 25,151,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,421,000 | 184,801,000 | 185,525,000 | 190,729,000 |
| Interest-bearing deposits | 123,046,000 | 115,117,000 | 109,071,000 | 113,620,000 |
| Noninterest-bearing deposits | 67,375,000 | 69,684,000 | 76,454,000 | 77,109,000 |
| Equity capital | 30,262,000 | 30,838,000 | 31,336,000 | 31,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,203,000 | 4,508,000 | 6,853,000 | 9,281,000 |
| Interest expense | 281,000 | 561,000 | 835,000 | 1,118,000 |
| Net interest income | 1,922,000 | 3,947,000 | 6,018,000 | 8,163,000 |
| Noninterest income | 329,000 | 647,000 | 957,000 | 1,292,000 |
| Noninterest expense | 1,688,000 | 3,348,000 | 5,021,000 | 6,712,000 |
| Provision for loan losses | 60,000 | 120,000 | 170,000 | 190,000 |
| Pretax income | 503,000 | 1,127,000 | 1,789,000 | 2,558,000 |
| Income tax | 128,000 | 315,000 | 504,000 | 1,019,000 |
| Net income | 375,000 | 812,000 | 1,285,000 | 1,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,624,000 | 31,058,000 | 31,531,000 | 31,785,000 |
| Total capital | 32,531,000 | 32,948,000 | 33,432,000 | 33,673,000 |
| Risk-weighted assets | 151,811,000 | 150,459,000 | 151,243,000 | 150,214,000 |