Call reports 2024
MCCLAIN BANK — 2024
What MCCLAIN BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 274,102,000 | 268,554,000 | 269,113,000 | 276,273,000 |
| Total loans | 192,068,000 | 185,341,000 | 178,512,000 | 179,623,000 |
| Allowance for loan losses | 1,910,000 | 2,072,000 | 2,065,000 | 2,237,000 |
| Securities available for sale | 30,465,000 | 30,452,000 | 28,492,000 | 25,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,619,000 | 240,173,000 | 240,308,000 | 248,126,000 |
| Interest-bearing deposits | 165,425,000 | 160,180,000 | 159,542,000 | 168,572,000 |
| Noninterest-bearing deposits | 81,194,000 | 79,993,000 | 80,766,000 | 79,554,000 |
| Equity capital | 26,821,000 | 27,817,000 | 28,097,000 | 27,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,959,000 | 7,886,000 | 11,958,000 | 16,135,000 |
| Interest expense | 887,000 | 1,777,000 | 2,687,000 | 3,548,000 |
| Net interest income | 3,072,000 | 6,109,000 | 9,271,000 | 12,587,000 |
| Noninterest income | 632,000 | 1,287,000 | 1,979,000 | 2,576,000 |
| Noninterest expense | 2,044,000 | 4,380,000 | 6,562,000 | 8,972,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 1,660,000 | 3,013,000 | 4,685,000 | 5,649,000 |
| Income tax | 376,000 | 678,000 | 1,085,000 | 1,323,000 |
| Net income | 1,284,000 | 2,335,000 | 3,600,000 | 4,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,463,000 | 28,374,000 | 28,239,000 | 27,325,000 |
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