Call reports 2023
MCCLAIN BANK — 2023
What MCCLAIN BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 285,253,000 | 272,117,000 | 270,253,000 | 268,573,000 |
| Total loans | 193,444,000 | 197,168,000 | 197,113,000 | 192,505,000 |
| Allowance for loan losses | 1,913,000 | 1,933,000 | 1,575,000 | 1,999,000 |
| Securities available for sale | 39,474,000 | 36,037,000 | 32,129,000 | 24,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,475,000 | 244,084,000 | 241,384,000 | 241,366,000 |
| Interest-bearing deposits | 164,954,000 | 158,895,000 | 154,631,000 | 158,875,000 |
| Noninterest-bearing deposits | 90,521,000 | 85,189,000 | 86,753,000 | 82,491,000 |
| Equity capital | 29,110,000 | 27,578,000 | 28,277,000 | 26,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,255,000 | 6,653,000 | 10,182,000 | 13,860,000 |
| Interest expense | 424,000 | 883,000 | 1,635,000 | 2,450,000 |
| Net interest income | 2,831,000 | 5,770,000 | 8,547,000 | 11,410,000 |
| Noninterest income | 744,000 | 1,478,000 | 2,173,000 | 2,763,000 |
| Noninterest expense | 1,951,000 | 3,995,000 | 6,603,000 | 8,690,000 |
| Provision for loan losses | 0 | 0 | 0 | 480,000 |
| Pretax income | 1,605,000 | 3,233,000 | 4,097,000 | 4,983,000 |
| Income tax | 379,000 | 764,000 | 869,000 | 1,171,000 |
| Net income | 1,226,000 | 2,469,000 | 3,228,000 | 3,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,090,000 | 28,683,000 | 29,302,000 | 27,319,000 |